IRS Wage Garnishment: Hitting Below the Belt

Here’s the Rub: Payday is the day of the week that everyone looks forward to. It’s a shame that when someone owes the IRS money the day that you’re looking forward to, becomes a day of dread. A wage garnishment is one of the dirtiest tricks in an IRS-Hitman’s arsenal and I used it more times than I can count to enforce a collection “action”.
It’s My Money! I’m sure when you see half of your paycheck disappear you’re angry that the IRS thinks they can take your money. When you owe back taxes, your money becomes Uncle Sam’s money, and it was my job to make sure my Uncle’s pockets were full.
How could I do that to someone? Especially when I knew that the target couldn’t buy their kids new clothes for school, heck the target couldn’t even buy their kids school supplies. The IRS only sees a debtor as a target and if I didn’t take the “hit” someone else would.
Even if you don’t get a paycheck, if you get social security or disability the IRS can garnish that too. In fact the IRS can garnish up to 15% of social security. I would always feel a twinge of guilt taking money from someone on a fixed income.
Save Your Bacon. First of all you shouldn’t have let the wage garnishment happen. The IRS gives any target ample warning before we would line up our sights. But now you’re getting garnished and you need some kind of relief. I’ll tell you how to save your bacon.

· Enter into a payment plan with the IRS. With an IRS payment plan you pay a monthly amount to the IRS. As long as you pay this amount each month on time your wage garnishment will be lifted. Here’s the condition though, the IRS determines what you’re payment will be. This can be a burden, but the alternative is still much worse.
· Negotiate for a settlement with the IRS on your own or with the help of a tax professional. While negotiating with the IRS, collection activities are put on hold until a resolution can be reached. Once your settlement has been accepted or denied you’re back in the danger zone, but as long as you live up to the terms of the contract you should be fine. However the IRS is always waiting for you to make a mistake again.

Take Action! I can’t stress enough how important it is to take action as soon as you know there is money owed to the IRS. The number one reason I had to target someone for a wage garnishment was because they put off doing anything about their debt.

Now you have the smoking gun...Use it!

I’m Richard Close and I was a “Hitman” for the IRS. I was a second generation revenue officer. I took out anyone who owed the IRS money as my father had before me. Now I help thousands of Americans beat Uncle Sam and save thousands of dollars. Tax problems? Contact me and get free tips and techniques to deal with wage and bank seizures and slash tax debt: email me at IRS-Hitman@taxdefensenetwork.com or call 1-888-248-9058. Visit me irs-hitman.blogspot.com or www.taxdefensenetwork.com